Motor Insurance
Get your vehicle insured to stay away from financial damages.
Most Popular Motor Insurance Plans
Motor Private Car Insurance
HDFC ERGO Motor Insurance assures of hassle-free service, backed by a network spanning 7,700+ authorized workshops and end to end automated process which ensures fast track claim settlement.
Two Wheeler Comprehensive Insurance
HDFC ERGO Long Term Two Wheeler Policy provides cover to your prized possession for multiple years to suit your requirements. Now, you can stay worry free from annual renewals up to three years.
Two Wheeler Annual Policy
Two Wheeler Annual Policy is backed by authorized workshops across India and end to end automated process which ensures fast track claim settlement. It ensures you to get back to driver’s seat quickly, no matter what happens to your vehicle.
Frequently Asked Questions
Motor insurance is an insurance policy that covers the policyholder in case of financial losses – resulting from an accident or other damages – sustained by the insured vehicle. A comprehensive motor insurance policy covers damages to third-party and third-party property along with compensating for own losses as well.
According to Sec 146 of the Motor Vehicles Act, 1988, it is imperative that you purchase motor insurance prior to taking your vehicle out on the roads. Getting third-party policy coverage is the bare minimum that you are mandated to acquire for your vehicle to ply.
- Damages and losses, resulting from natural calamities such as earthquake, floods, fire, lightning, landslide, hurricane, etc.
- Damages that result from human intervention, including burglary, theft, riots, strike or any other activity born of malicious intent.
- Third-party legal liabilities owing to damages (both bodily injuries and death) caused to third-party as well as financial losses to a third-party property.
- Type of cover
- Geographical Location
- Installed Safety Feature
- Ancillary modifications
- No claim bonus
- Third-Party Insurance
Third-party insurance is one of the most common types of vehicle insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
- Comprehensive Insurance
Comprehensive insurance is one of the most valuable types of vehicle insurance that covers both third-party liabilities and damages to your own vehicle as well.
- Zero Depreciation
- Engine Protection Cover
- Roadside Assistance
- Consumable Cover
- Return to Invoice Cover
- Tyre Protect cover
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Get in touch with our team to get guidance on the best insurance policy and customized insurance plans.
