There are several excellent features in Tata AIG’s health insurance plans that make it a suitable choice for your health insurance requirements. Some of the significant features of a Tata AIG health insurance policy are as follows:
Cashless Hospitalisation In India
By getting insured with Tata AIG as your partner in health insurance, you can get access to a network of 7,200+ hospitals across India and benefit from cashless hospitalisation. There is no need to file and follow up on medical insurance claims as we settle the medical expenses and bills directly with the network hospitals.
Substantial Cumulative Bonus for Claim-free Years
For every policy year that does not include a health insurance claim, you can receive a cumulative bonus between 10 to 100 per cent on the sum insured, depending on the plan that you have selected. With this bonus, the sum insured under your health insurance plan gets increased without paying any additional premiums.
Round The Clock Assistance
We’ve made it our mission to anticipate your every need. We put your priorities above ours, always, and work to exceed your every expectation. We offer 24×7 customer assistance, so even if you call us in the middle of the night with an emergency, we’ll be there for you!
A TATA Promise
The name Tata has long been associated with trust, quality, and excellent customer service. We take our commitments very seriously and try to ensure the delivery of prompt and high-quality services to you round the clock.
Your Safety Is Our Priorit
At Tata AIG, we place the utmost value in your trust and leave no stone unturned to ensure the protection and privacy of your data, including your personal information and payment details. You can be assured of a safe and transparent process at our website as well as our offices.
High Claim Settlement Ratio
With a health insurance claim settlement ratio of 94.43% during the financial year 2020-2021, we, at Tata AIG, have reasserted our ever-growing commitment to customer service and support. Additionally, we also offer an easy and quick claim settlement process.
Save On Taxes
It may seem frivolous, but one great reason to get a health insurance policy is to save on taxes. Premiums that you pay to maintain a TATA AIG health insurance policy are exempt from taxes under Section 80D of the Income Tax Act. If you’ve bought a health insurance plan for yourself, your spouse or your kids, you can claim up to INR 25,000 per year. If you’ve bought a medical insurance plan for your parents who are over the age of 60, you can claim an additional deduction of INR 50,000 per year.
Paperless Policies
Say goodbye to standing in long queues to buy or renew health insurance. With the Tata AIG MediCare line of health insurance products, you can select, compare, and buy an excellent health insurance policy by paying the premiums from the comfort of your home, office, or weekend getaway.
We take our motto of “With You Always” to heart and stay committed to providing you with 24x7x365 support in policy purchase, renewal, premium payment, claim filing, and claim tracking. You can get your policy documents via email and WhatsApp and reach out to us should you need any assistance.
It's Raining Discounts
By buying a Tata AIG health insurance policy, not only do you get extensive health insurance coverage from one of India’s most trusted brands but also receive incredible discounts. If you buy our MediCare or MediCare Protect health insurance plans for a tenure of two years, you can get a 5% discount on the premium. Similarly, if you opt for a three-year Tata AIG MediCare or MediCare Protect health insurance plan, you can benefit from a 10% discount on the cost of the policy.
What is more, is that should you choose our family floater health insurance plan, the higher the number of family members added to the plan, the higher shall be the discount you get on the premium. You can benefit from a 20% discount on the premium for a family floater health insurance plan for two family members, a 28% discount for three family members, and a 32% discount for more than three family members.
